Is Social Security Taxed in Georgia in 2026?
Is Social Security taxed in Georgia in 2026? No. Social Security is 100% exempt from Georgia state income tax. Other retirement income is taxed at a flat 5.19%, but retirees benefit from an official exclusion of up to $35,000 (ages 62–64) or $65,000 (age 65+) under O.C.G.A. § 48-7-27(a)(5). Property tax averages 0.79%.
Income thresholds shown adjust annually for inflation. Figures reflect the most recently available data — always confirm the current-year threshold with your state's Department of Revenue before filing.
Understanding Georgia's 2026 Retirement Tax Landscape
Georgia completely exempts Social Security benefits from state income tax. For other retirement income (pensions, annuities, 401(k) withdrawals, interest, and dividends), Georgia applies a flat 5.19% income tax rate. However, under official Georgia Department of Revenue guidance (Form 500 Schedule 1 and O.C.G.A. § 48-7-27(a)(5)), Georgia provides an exceptionally generous retirement income exclusion: filers aged 62 to 64 can exclude up to $35,000 of retirement income, while filers aged 65 and older can exclude up to $65,000 per person ($130,000 for a married couple filing jointly). Homeowners benefit from a moderate 0.79% effective property tax rate and senior homestead tax exemptions.
Georgia 2026 Retirement Tax Profile
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Compare With Other Major Retirement States
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Frequently Asked Questions (Georgia)
Is Social Security taxed in Georgia?
No. Georgia does not tax Social Security benefits at the state level. You deduct federally taxable Social Security on Georgia Form 500 Schedule 1.
What is the Georgia Retirement Income Exclusion for 2026?
Under O.C.G.A. § 48-7-27(a)(5), taxpayers aged 62 to 64 can exclude up to $35,000 of retirement income from Georgia state tax. Taxpayers aged 65 and older can exclude up to $65,000 per taxpayer ($130,000 for married couples filing jointly).
How high are property taxes in Georgia for seniors?
Georgia's statewide effective property tax rate is 0.79%. In addition, many Georgia counties provide partial or complete exemptions from school district property taxes for homeowners aged 62 or 65 and older.